Auto Insurance


BETTER INSURANCE, FOR A BETTER JOURNEY

We offer a comprehensive line of products and services to best suit your individual auto insurance needs.  From young new drivers to experienced Seniors, we have the policy for you.  Ask us how we can help protect you and your assets from some of life’s major missteps and get you back on the journey.

Why do I need car insurance?

Today, most states require you to have some sort of automobile insurance.  A good auto policy can help to protect you and your loved ones from:

  • Expensive Medical Bills
  • Lawsuits and Time in Court
  • Costly Auto Repair Bills
  • Theft or Vandalism
  • Uninsured or Under-Insured Drivers

All while providing you the “peace of mind” that comes with knowing that one of life’s largest investments is protected from financial loss.   

FULL COVERAGE VS LIABILITY

Have you ever wondered what the term “FULL COVERAGE” really means?  Quite simply put, Full coverage means you have No Fault Liability, Collision and Comprehensive coverage on your auto policy.  Liability, sometimes referred to as Third Party Insurance, is required in most states.  This coverage pays the cost of damages, both physical and property, in the event you damage someone else’s car or property with your vehicle.  Collision coverage refers to damage to your car from a covered loss, regardless of fault.  Comprehensive provides for damage to your vehicle when it’s not being driven, like damage from vandalism, fire, earthquakes, floods, extreme weather, falling objects or theft.

ADDITIONAL POLICY COVERAGE

Uninsured Motorist Coverage

If you are involved in an accident with an uninsured driver, you may end up coming out of your own pocket to pay medical and repair costs. As a result, the costs for unexpected vehicle repair and medical bills can be overwhelming. This type of coverage protects you from a driver who does not have or carry enough insurance, as well as providing protection for hit and run accidents.

Rental Reimbursement Coverage

Eliminate the need for public transportation in the event that your car is in the shop because of an accident, this coverage will pay for a rental while your vehicle is being repaired.

Towing and Roadside Assistance

Have you ever had a flat tire?  Ever had a dead battery? Ever need a tow in the middle of the night?  If you have, you know the unexpected can happen at any time.  This type of coverage is ideal for anyone who travel alone or with children and can’t afford to be stranded waiting for help. We’ll make sure you, your family and your vehicle are taken care of as soon as possible and with no unexpected additional costs. Never get left stranded.

Gap Insurance Coverage

The market value of your vehicle doesn’t always add up to what you owe on your loan or lease.   Designed for owners or leasers of new vehicles, if you owe more than your cars value, this coverage  protects you from coming out of pocket in the event of a covered loss.

Medical Payments Coverage

Helps to offset the medical costs associated with deductibles and copay’s.  Also provides coverage for passengers in your vehicle. 

FULL COVERAGE & LIABILITY INSURANCE

Whether you are financing, leasing, or completely paid off, we offer a full range of products to meet your auto insurance needs.   We specialize in analyzing your specific insure needs and designing a plan that is right for you.

YOUNG & TEEN DRIVERS

Having a new driver in the household can be a scary and expensive time.   We can help! Our comprehensive line of products will keep you and your loved ones protected and on road, while keeping more of your money in your pockets

OCCUPATIONAL COVERAGE

Are you a professional Driver?  If so, ask me how we can help you save!  From Truck drivers, Uber, Lyft, taxi and many more, we offer policies to protect you and your business from the unexpected.